A significant part of my neutral practice involves New Mexico foreclosure mediation, and I have written several posts recently regarding foreclosure. See Foreclosure Mediation - Limitations and Concerns and How a Mediator Can Help in Foreclosure - More Thoughts. Today, I'd like to look at a couple of particularly thorny issues that often arise in foreclosure mediation.
First, it may be that the homeowner will need to consider whether he or she is even able to afford the home. If the homeowner is not offered a loan modification that will
